In some occasions, homeowners and fraudulent roofing contractors will intentionally damage roofing materials to mimic hail damage. They used this as a basis for a hail damage insurance claim. These are a good example of fraudulent actions to deceive insurance companies to get a new roof.Does My Insurance Policy cover roof damage?. Although wind, rain, and hail are covered by your home insurance policy, there are many factors that determine if your damage will be covered, and if so, how much you will be reimbursed..Roof hail damage can be hard to spot. Especially if you’ve never looked for it before. But if your roof has been damaged by hail, your home may be vulnerable to roof leaks or more rapid deterioration of shingles or roofing materials. This checklist is a laymen’s guide to roof hail damage.In 2012, hail and wind damage cost State Farm Insurance more than $3.9 billion. Insurance claims for roofs were a part of that exorbitant figure. Homeowners filing claims are often confused by the forms, inspections, and dealing with insurance agents.SAN ANTONIO (CBSDFW.COM) – After a major hail storm in 2016, Peter and nancy reininger figured their homeowners insurance would cover the cost to replace their damaged roof. The larger than.The tornado, rated EF-0, was on the ground for about four minutes with radar-estimated winds of 70 mph but did not cause any.To a home insurance company, the roof is the most important part of your house. It’s the gateway to far greater damage claims once it’s damaged. In more than 90 percent of hail or high-wind claims, there is a payout relative to the roof cover, according to the Insurance Institute for Business and Home Safety.How do I know if my roof is damaged video is presented by a roof inspector checking the roof for hail damage. colorado springs roofers are familiar with hail and how it impacts roofs. At Integrity.Hail damage is one of the number one reasons for roof damage in areas like Colorado and Kansas. High winds and heavy rains are usually not as common. It is important to act quickly once hail damage occurs. The longer you let a damaged roof remain damaged, it can cause greater expenses in the long run.